SMSF Loan Broker Perth

Want to buy property in your super? As an SMSF loan broker Perth funds trust, The Finance Yogi arranges compliant limited recourse finance with specialist lenders. We keep the structure right from day one.

SMSF Home Loan Perth Explained

A self-managed super fund can buy property, but only through a strict structure called a limited recourse borrowing arrangement. An SMSF home loan Perth wide is specialist lending.

The big banks largely left this market, so expert guidance matters more than ever.

As your SMSF loan broker Perth, we work with lenders who understand SMSF and keep your arrangement compliant.

What Is an SMSF Loan Broker Perth?

An SMSF loan broker is a licensed expert who arranges compliant property finance for self-managed super funds.

As your SMSF loan broker Perth, we coordinate the bare trust with your accountant and match your fund to a specialist lender.

We keep the limited recourse structure compliant from application through to settlement.

Why Choose The Finance Yogi

When you borrow with our SMSF loan broker Perth team, you get specialist lenders and a compliant structure.

Perth SMSF Investors We Help

Our SMSF loan broker Perth service suits many funds. We regularly help:

Funds buying their first investment property
Business owners buying their premises in super
Investors needing an smsf property loan Perth
Trustees comparing smsf lending Perth wide
Funds refinancing an existing SMSF loan

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Contact Info

Speak with your local Perth SMSF loan broker today.

SMSF Borrowing Through an LRBA

Buying property in super follows strict rules. Here is how an smsf property loan Perth is structured.

The limited recourse arrangement

Your fund borrows through a limited recourse borrowing arrangement, so the lender can only claim the property, not the rest of your fund.

The bare trust

The property is held in a separate bare trust until the loan is repaid. Your accountant sets this up correctly.

Deposit and fund balance

Residential SMSF loans usually need a 20 to 30 percent deposit, a fund balance around 200,000 dollars or more, and a cash buffer.

The sole-purpose test

The investment must be held solely to provide retirement benefits. You cannot live in or rent an SMSF residential property.

SMSF rules are complex. Always work with a licensed adviser and your accountant.

A Fund Buying a 500,000 Dollar Property

Here is a simple, illustrative example of how an SMSF loan broker Perth structures a purchase. These figures are hypothetical and for general illustration only.

Property value: 500,000 dollars (example only)
A 20 to 30 percent deposit from the fund
A cash buffer retained after settlement
Held in a bare trust under an LRBA
We match your fund to a specialist lender

Example only. Not a quote, offer, or guarantee. Seek licensed advice for your fund.

The SMSF Loan Broker Perth Process in 4 Steps

SMSF lending has more moving parts. Here is how our SMSF loan broker Perth process keeps it compliant and simple.

1. Check Your Fund

As your SMSF loan broker Perth, we confirm your fund can support the loan and review its balance and strategy.

2. Structure With Your Accountant

We coordinate the bare trust with your accountant and adviser, so the arrangement is set up correctly.

3. Match and Approve

We match your fund to a specialist lender and arrange approval that meets their requirements.

4. Settle Compliantly

We manage settlement and keep the limited recourse structure compliant throughout.

Work Out Your Numbers First

Get a feel for the numbers with our free calculators, then we confirm your fund position together.

About Your Broker, Mohit Brahmbhatt

Mohit Brahmbhatt is the founder of The Finance Yogi and an SMSF loan broker Perth locals trust, with over 13 years in finance, including 10 years inside the Big Four banks.

He is a member of the Finance Brokers Association of Australia (FBAA).

He started The Finance Yogi to give Perth investors honest advice and access to specialist lenders.

SMSF Property Guides and Tips

After 10 years inside the Big Four banks, I learned that SMSF lending rewards getting the structure right the first time. That is exactly what we protect for you.

Mohit Brahmbhatt

      EXCELLENT  
   Based on 50 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Oscar E. Monsalve 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mohit and his friendly team have been very cooperative with our particular scenario. Always available to reply our queries and helping us to get the best deal. Thank you guys!
  
 
      Posted on Google  
   
   Jasvinder Kumar Singla 
 
 
 
 Trustindex verifies that the original source of the review is Google. Wonderful team and appreciate for their efforts.
  
 
      Posted on Google  
   
   Stephen Abass Koroma 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mohit and the team are the best. They will go far and beyond to see a successful outcome. Appreciate you, guys.
Thank you.
  
 
      Posted on Google  
   
   Selvin Martin 
 
 
 
 Trustindex verifies that the original source of the review is Google. I will give Mohit and his team 5 stars ,because they way they handled my refinance was pure professional skill. Mohit understood the stress that families in Australia undergoes on the mortgage repayments, he came up with ideas very simple and very effective for that was suitable for me and was there right from start till all is completed. I strongly recommend  him to have him as your first approach on bank finances.
  
 
      Posted on Google  
   
   Debadatta Banik 
 
 
 
 Trustindex verifies that the original source of the review is Google. Had really great experience and found professional employees helping me to Finance and refinance my loans. Highly recommend
  
 
      Posted on Google  
   
   Shamantha Bandara 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service from finance yogi.
  
 
      Posted on Google  
   
   Shrikant Sawant 
 
 
 
 Trustindex verifies that the original source of the review is Google. It's pleasure to announce that our investment property Home loan Proceed Successfully.

Thank you very much to Mohit, Tushar, Umesh and Parth from The Finance Yogi team, for there Help throughout the process.
They are very helpful with  a lot of knowledge in this field.
Once again thanks a lot from us.
Much Appreciated 🙏👍
From
Shrikant and Sanjeevani 🙏
  
 
      Posted on Google  
   
   Sneha Choudhary 
 
 
 
 Trustindex verifies that the original source of the review is Google. As a first home buyer, I appreciated the clear guidance and structured approach throughout the entire process. From pre-approval to settlement, the team (especially Umesh Bhai) was responsive, transparent, and proactive in managing timelines and communication with the bank.

The team provided practical advice on loan structure, fees, and next steps, which helped me make informed decisions with confidence. Settlement was smooth, and the process felt well managed end-to-end.

I recommend them. Thanks !
  
 
      Posted on Google  
   
   Ravi Badiyani 
 
 
 
 Trustindex verifies that the original source of the review is Google. Brilliant Knowledge and skills. Thank you.
  
 
      Posted on Google  
   
   Inner Revolution 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mohit team is recommended by one of my friend and I really recommend The Finance Yogi to rest of people who are looking for reliable and trustworthy financial advisors. Very helpful team and Umesh helped me to sort out all requirements.
  
 
  
  
 
    Verified by Trustindex  Trustindex verified that these reviews were published on The Finance Yogi's Google Business Profile. Learn more

Start Your SMSF Property Loan

Ready to work with an SMSF loan broker Perth who keeps your fund compliant? Book a free, no-obligation chat today.

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TESTIMONIALS

What Real Clients Say About SMSF Lending

Geoff and Marie SMSF investors, Hillarys

Mohit worked with our accountant and made the SMSF structure simple. Compliant and stress free.

Amit R. SMSF investor, Joondalup

He found a specialist lender when our bank said no. Clear guidance the whole way.

Lisa and Paul Business owners, Perth

We bought our premises in super. Mohit explained every rule and kept it all on track.

Faq

Frequently Asked Questions SMSF Loans

Thinking about buying in super? These answers cover what Perth trustees ask us most.

Can my SMSF buy property in Perth?

Yes, through a limited recourse borrowing arrangement, if your fund meets the sole-purpose test and compliance rules. As an SMSF loan broker Perth, we arrange the finance and keep it compliant.

Is an SMSF loan broker free?

In most cases, yes. The lender usually pays our commission when your loan settles, so our service is typically free to you. We always tell you how we are paid first.

What deposit does an SMSF loan need?

Usually 20 to 30 percent for residential property, plus setup costs and a cash buffer. We confirm your exact position for your smsf property loan Perth before you commit.

Which lenders offer SMSF loans?

Mostly specialist and second-tier lenders, since the major banks largely exited. We know which lenders are active in smsf lending Perth wide and match your fund to the right one.

Can I live in my SMSF property?

No. You cannot live in or rent an SMSF residential property to a related party. It must be a genuine investment held to provide retirement benefits.

What is a bare trust?

A bare trust holds the property for your fund while the loan is outstanding, as required under a limited recourse borrowing arrangement. Your accountant sets it up.

Do you arrange an smsf home loan Perth wide?

Yes. We arrange an smsf home loan Perth trustees rely on, working with specialist lenders and your accountant to keep the structure compliant.

Which Perth suburbs do you cover?

We help SMSF investors across all of Perth, including Wanneroo, Joondalup, Hillarys and the northern suburbs, in person or online.

Helpful resources: the Australian Taxation Office on self-managed super funds and ASIC MoneySmart on SMSFs.

The Finance Yogi, ABN 46 640 520 869. Member of the Finance Brokers Association of Australia (FBAA). The information on this page is general in nature only and does not take into account your objectives, financial situation, or needs. It is not credit or financial advice. All loans and rates are subject to lender terms, eligibility, and approval, which can change. Figures and examples are illustrative only and are not a quote, offer, or guarantee. Please seek advice for your situation. Unit 3/947 Wanneroo Road, Wanneroo WA 6065. Phone 0430 592 745.

SMSF Loan Broker Perth