Home Loan Broker Perth

Buying or refinancing in Perth? As a home loan broker Perth families trust, The Finance Yogi compares 40 plus lenders to find you a sharper home loan. Local, friendly, and on your side from pre-approval to settlement.

Compare Home Loans Perth Wide

With so many lenders and products, finding the right loan is hard on your own. We compare home loans Perth wide and bring the whole market to you.

You see real choice, not just one bank, and you only ever deal with one person.

As your home loan broker Perth, we handle the comparison, the paperwork and the lender, so you do not have to.

What Is a Home Loan Broker Perth?

A home loan broker is a licensed expert who compares home loans from many lenders on your behalf, instead of one bank.

As your home loan broker Perth, we find a loan that suits your budget, handle the application, and negotiate on your behalf.

A broker is legally required to act in your best interests, and in most cases the lender pays us, so our help is usually free to you.

Why Choose The Finance Yogi

When you work with our home loan broker Perth team, you get real choice and expert guidance at every step.

Perth Buyers We Help

Our home loan broker Perth service suits every kind of buyer. We regularly help:

First home buyers and upgraders
Investors growing a property portfolio
Homeowners refinancing to a better rate
Self-employed buyers who need the right lender
Buyers searching for a home loan broker near me Perth wide

Get a Free Consultation!

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Contact Info

Speak with your local Perth home loan broker today.

The Right Loan for Every Buyer

Every buyer is different. As your Perth home loan specialist, we tailor the loan to your goals.

First home buyers

We combine the grant, stamp duty savings and low-deposit options, then match you to a lender who welcomes first buyers.

Upgraders

We help you coordinate the sale of your current home with your next purchase, including bridging finance where needed.

Investors

We structure your loans to protect your borrowing power and keep you growing, and keep you across the 2026 tax changes.

Refinancers

We compare the market to cut your rate, unlock equity or consolidate debt, and only switch you when it pays off.

Whatever your situation, we compare home loans Perth wide to find the right fit.

Buying a 600,000 Dollar Home

Here is a simple, illustrative example of how a home loan broker Perth helps. These figures are hypothetical and for general illustration only.

Purchase price: 600,000 dollars (example only)
A 20 percent deposit avoids lenders mortgage insurance
Low-deposit options available for eligible buyers
We compare 40 plus lenders for your best rate
We confirm your real borrowing power at pre-approval

Example only. Not a quote, offer, or guarantee of approval. Speak with us for figures based on your situation.

The Home Loan Broker Perth Process in 4 Steps

New to home loans? Our process is simple and clear. Here is how our home loan broker Perth process works.

1. Discovery and Numbers

As your home loan broker Perth, we learn your goals and review your income, deposit and expenses.

2. Compare and Apply

We compare 40 plus lenders, recommend the best fit with reasons, and arrange your pre-approval.

3. Offer and Approve

When you find the home, we help you make a confident offer and manage the full approval.

4. Settlement and Beyond

We manage the valuation and settlement, then review your loan over time to keep it competitive.

Work Out Your Numbers First

Get a feel for your borrowing power and repayments with our free calculators, then we confirm the real figures together.

About Your Broker, Mohit Brahmbhatt

Mohit Brahmbhatt is the founder of The Finance Yogi and a home loan broker Perth locals trust, with over 13 years in finance, including 10 years inside the Big Four banks.

He is a member of the Finance Brokers Association of Australia (FBAA).

He started The Finance Yogi to give Perth buyers honest advice and real choice across 40 plus lenders.

Home Loan Guides and Tips

After 10 years inside the Big Four banks, I saw how many good people were sold the wrong home loan. The Finance Yogi exists to change that.

Mohit Brahmbhatt

      EXCELLENT  
   Based on 50 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Oscar E. Monsalve 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mohit and his friendly team have been very cooperative with our particular scenario. Always available to reply our queries and helping us to get the best deal. Thank you guys!
  
 
      Posted on Google  
   
   Jasvinder Kumar Singla 
 
 
 
 Trustindex verifies that the original source of the review is Google. Wonderful team and appreciate for their efforts.
  
 
      Posted on Google  
   
   Stephen Abass Koroma 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mohit and the team are the best. They will go far and beyond to see a successful outcome. Appreciate you, guys.
Thank you.
  
 
      Posted on Google  
   
   Selvin Martin 
 
 
 
 Trustindex verifies that the original source of the review is Google. I will give Mohit and his team 5 stars ,because they way they handled my refinance was pure professional skill. Mohit understood the stress that families in Australia undergoes on the mortgage repayments, he came up with ideas very simple and very effective for that was suitable for me and was there right from start till all is completed. I strongly recommend  him to have him as your first approach on bank finances.
  
 
      Posted on Google  
   
   Debadatta Banik 
 
 
 
 Trustindex verifies that the original source of the review is Google. Had really great experience and found professional employees helping me to Finance and refinance my loans. Highly recommend
  
 
      Posted on Google  
   
   Shamantha Bandara 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service from finance yogi.
  
 
      Posted on Google  
   
   Shrikant Sawant 
 
 
 
 Trustindex verifies that the original source of the review is Google. It's pleasure to announce that our investment property Home loan Proceed Successfully.

Thank you very much to Mohit, Tushar, Umesh and Parth from The Finance Yogi team, for there Help throughout the process.
They are very helpful with  a lot of knowledge in this field.
Once again thanks a lot from us.
Much Appreciated 🙏👍
From
Shrikant and Sanjeevani 🙏
  
 
      Posted on Google  
   
   Sneha Choudhary 
 
 
 
 Trustindex verifies that the original source of the review is Google. As a first home buyer, I appreciated the clear guidance and structured approach throughout the entire process. From pre-approval to settlement, the team (especially Umesh Bhai) was responsive, transparent, and proactive in managing timelines and communication with the bank.

The team provided practical advice on loan structure, fees, and next steps, which helped me make informed decisions with confidence. Settlement was smooth, and the process felt well managed end-to-end.

I recommend them. Thanks !
  
 
      Posted on Google  
   
   Ravi Badiyani 
 
 
 
 Trustindex verifies that the original source of the review is Google. Brilliant Knowledge and skills. Thank you.
  
 
      Posted on Google  
   
   Inner Revolution 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mohit team is recommended by one of my friend and I really recommend The Finance Yogi to rest of people who are looking for reliable and trustworthy financial advisors. Very helpful team and Umesh helped me to sort out all requirements.
  
 
  
  
 
    Verified by Trustindex  Trustindex verified that these reviews were published on The Finance Yogi's Google Business Profile. Learn more

Start Your Perth Home Loan

Ready to work with a home loan broker Perth who compares the whole market? Book a free, no-obligation chat today.

Talk to a Home Loan Expert

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TESTIMONIALS

What Real Clients Say About Our Home Loans

Emma and Jack Home buyers, Wanneroo

Mohit compared the whole market and found us a sharper rate than our bank. Smooth from start to finish.

Vikram P. Upgrader, Joondalup

He coordinated our sale and purchase perfectly and explained every option. Highly recommend.

Hannah L. Home buyer, Perth

Honest, patient and quick. He made the whole home loan process feel easy.

Faq

Frequently Asked Questions Home Loans

Comparing your options in Perth? These answers cover what buyers ask us most.

How much can I borrow for a home loan in Perth?

It depends on your income, expenses and deposit, assessed with a buffer. As a home loan broker Perth, we compare 40 plus lenders to find the one likely to lend you the most.

Is a home loan broker free?

In most cases, yes. The lender usually pays our commission when your loan settles, so our service is typically free to you. We always tell you how we are paid first.

How much deposit do I need?

A 20 percent deposit avoids lenders mortgage insurance, but many buyers get in with less. Eligible first buyers can start from 2 to 5 percent. We confirm your exact deposit.

How long does approval take?

Pre-approval often takes a few days once we have your documents. Full approval usually follows within one to two weeks, depending on the lender and the property.

Do I need a Perth home loan specialist?

A local Perth home loan specialist knows the market and the lenders, and compares 40 plus options for you. For most buyers, that market access means a better result than one bank.

Can you help first home buyers?

Yes. We combine the First Home Owner Grant, stamp duty savings and low-deposit schemes, and match you to a lender who welcomes first buyers.

Is there a home loan broker near me in Perth?

Yes. If you are searching for a home loan broker near me Perth wide, we are based in Wanneroo and help buyers across all of Perth, in person or online.

Which Perth suburbs do you cover?

We help buyers across all of Perth, including Wanneroo, Joondalup, Hillarys and the northern suburbs, in person or online.

Helpful resources: ASIC MoneySmart on home loans and APRA on lending standards.

The Finance Yogi, ABN 46 640 520 869. Member of the Finance Brokers Association of Australia (FBAA). The information on this page is general in nature only and does not take into account your objectives, financial situation, or needs. It is not credit or financial advice. All loans and rates are subject to lender terms, eligibility, and approval, which can change. Figures and examples are illustrative only and are not a quote, offer, or guarantee. Please seek advice for your situation. Unit 3/947 Wanneroo Road, Wanneroo WA 6065. Phone 0430 592 745.

Home Loan Broker Perth