PRIVACY POLICY

Last updated: October 2026

The Finance Yogi (ABN 46 640 520 869) (“we”, “us”, “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose and safeguard your personal and credit-related information, in accordance with the Privacy Act 1988 (Cth), the Australian Privacy Principles (APPs) and the Privacy (Credit Reporting) Code.

By using our website (thefinanceyogi.com.au) or our services, you consent to the practices described in this policy.

Who we are

The Finance Yogi is a Perth-based mortgage and finance broking business operating across Wanneroo, Joondalup, Hillarys and greater Perth. We are a member of the Finance Brokers Association of Australia (FBAA) 

Information we collect

Depending on how you interact with us, we may collect:

• Identity and contact details — name, address, phone, email, date of birth.
• Financial information — income, expenses, assets, liabilities, employment and banking details needed to assess a loan.
• Credit information — credit history, credit scores and information from credit reporting bodies, as permitted under Part IIIA of the Privacy Act.
• Website data — IP address, browser type, pages visited and cookies, collected automatically when you use our site.

How we collect it

We collect information directly from you (through forms, calls, email or in person), and, with your consent, from third parties such as lenders, credit reporting bodies, your employer or accountant, and referrers.

Why we collect and use it

We use your information to:

• assess, prepare and submit loan and finance applications on your behalf;
• compare products across our panel of lenders and recommend suitable options;
• communicate with you and provide ongoing service;
• comply with our legal, regulatory and licensing obligations; and
• improve our website and services.

We will only use your information for the purpose it was collected, a related purpose you would reasonably expect, or where you have consented.

Disclosure of your information

We may disclose your information to:

• lenders, aggregators and credit providers to arrange your finance;
• credit reporting bodies and other service providers (e.g. valuers, insurers, IT providers);
• our professional advisers; and
• government or regulatory bodies where required by law.

We do not sell your personal information. We will not disclose your information overseas unless necessary to provide our services, and only with appropriate protections in place.

Credit reporting

In arranging finance, we may obtain and disclose credit information to credit reporting bodies. You have the right to request a copy of your credit report, ask a credit reporting body not to use your information for direct marketing, and request correction of inaccurate information.

Direct marketing

We may send you information about products or services that may interest you. You can opt out at any time by contacting us or using the unsubscribe link in our emails.

Cookies

Our website uses cookies to improve your experience and analyse traffic. You can disable cookies in your browser settings, though some features may not work correctly.

Data security

We take reasonable steps to protect your information from misuse, loss, unauthorised access, modification or disclosure. However, no method of transmission over the internet is completely secure.

Access and correction

You may request access to, or correction of, the personal information we hold about you by contacting us using the details below. We will respond within a reasonable period.

Complaints

If you believe we have breached your privacy, please contact us first so we can try to resolve it. If you are not satisfied, you may contact the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au or 1300 363 992.

Contact us

The Finance Yogi · ABN 46 640 520 869
Unit 3/947 Wanneroo Road, Wanneroo WA 6065
Phone: 0430 592 745 · Email: [email protected]

We may update this Privacy Policy from time to time. The current version will always be available on this page.