SMSF Loan Deposit And Costs

Investor calculating the deposit and costs for an SMSF property loan

An SMSF property loan usually needs a larger deposit than a standard loan – typically 20% to 30% – plus a cash buffer and a fund balance that lenders consider sufficient.

Offset Account Explained

Diagram comparing an offset account and a redraw facility on a home loan

An offset account and a redraw facility both reduce the interest you pay on your home loan, but they work differently – and for investors, the difference matters for tax.

Can My SMSF Buy Property

Investor reviewing whether their SMSF can buy property through an LRBA

Yes, a self-managed super fund can buy property – but only through a specific, strictly regulated structure called a Limited Recourse Borrowing Arrangement (LRBA).

Build Property Portfolio Perth

Investor planning how to build a property portfolio in Perth with a broker

Building a property portfolio in Perth comes down to three things: the right loan structure, using your equity wisely, and protecting your borrowing power for the next purchase.

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