The first home owners grant WA is a one-off $10,000 payment for eligible buyers of a brand-new home, and it is not means-tested, so your income does not affect it.
In 2026 it applies to new homes valued up to $800,000 across Perth, Wanneroo, Joondalup and Hillarys. As your local Perth mortgage broker, The Finance Yogi helps first home buyers confirm eligibility and combine the grant with stamp-duty savings.
The grant is a single $10,000 payment, made at settlement or your first construction progress payment, and you never repay it.
It is designed to help first home buyers get into a new build sooner, and it sits on top of any stamp-duty concession you qualify for. Most buyers claim it through their lender, which is where a broker makes the process simple, especially when you are juggling a build contract and progress payments at the same time.
Getting the timing and paperwork right matters, because a small mistake can delay settlement. We confirm your eligibility before you commit so there are no surprises on the day.
Eligibility is assessed by RevenueWA, and getting it right matters. We check your position before you commit and build the grant into your deposit plan. If you are weighing up your deposit, read our guide on how much deposit you need for a house in WA.
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After 10 years inside the Big Four banks, I saw how many Perth families missed money they were entitled to. The Finance Yogi exists to change that - we check every grant, concession and option, and explain it in plain English.
Since 7 May 2026, the first home owner grant eligibility WA value cap is $800,000 for homes south of the 26th parallel, which covers all of metro Perth – including Wanneroo, Joondalup, Hillarys and the northern growth corridor.
Stack your savings: eligible first home buyers can also pay no stamp duty on a home up to $500,000 – a saving of up to $17,765 – on top of the $10,000 grant. See how the two combine in our guide to stamp duty for first home buyers in WA, and estimate your costs with the WA stamp duty calculator.
No. The first home buyer grant WA is for new homes only – a newly built house, an off-the-plan apartment, or a knock-down-rebuild where you are among the first to live in it.
Buying an established home does not qualify for the grant, although you may still receive the first home buyer stamp-duty concession. This single point catches out more Perth first buyers than any other, so it pays to confirm before you fall in love with a property. Explore all your options on our first home buyer mortgage broker Perth page.
Most buyers claim the grant through their lender at settlement, which is the easiest route. You complete the FHOG application form, provide ID and proof the home is new, and your lender or settlement agent lodges it with RevenueWA.
Once approved, the $10,000 is paid at settlement or your first progress payment. For the full picture – deposits, grants, Keystart and pre-approval – read our complete first home buyer guide for WA, or browse all our finance services.
Book a free, no-obligation chat and we will map your grant, deposit and pre-approval across 40-plus lenders.
Source: the official First Home Owner Grant information on the WA Government website, and general first-home guidance from ASIC MoneySmart. Figures are current at the time of writing – confirm thresholds before you apply.
