Extra Repayments Calculator

Extra Repayment Calculator Perth

Want to pay your home loan off sooner? Our free extra repayments calculator shows how much time and interest you could save by adding a little extra each week, fortnight or month. See the difference for your Perth loan below, then let The Finance Yogi structure it the smart way.

How Extra Repayments Save You Money

Enter your loan details and an extra repayment amount, and the calculator shows how many years and how much interest you could cut from your loan. Even small, regular extra payments add up fast. We help Perth clients structure extra repayments and offset accounts to clear their loan sooner.

Key Benefits

A quick estimate is only the start. As a broker, we turn these numbers into real, lender-approved figures across 40-plus lenders for your Perth plans.

How To Use It

Follow the three simple steps below to get your estimate, then let The Finance Yogi turn it into a real approval. We compare 40-plus lenders for Wanneroo, Joondalup and Hillarys.

1. Enter Your Loan

Add your loan amount, rate, term and repayment frequency, so the base repayment is accurate.

2. Add Extra Repayments

Enter a regular extra amount and the calculator shows the time and interest you would save.

3. Structure It Right

We help you set up extra repayments and offset features on the right Perth loan to maximise savings.

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Contact Info

Speak with your local Perth mortgage broker today.

Calculators give you a great starting point, but every lender assesses your numbers differently. After a decade inside the Big Four banks, I turn these estimates into real, approved figures for Perth families - so use the calculator, then let us confirm exactly what you can do.

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Oscar E. Monsalve
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Mohit and his friendly team have been very cooperative with our particular scenario. Always available to reply our queries and helping us to get the best deal. Thank you guys!
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Jasvinder Kumar Singla
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Wonderful team and appreciate for their efforts.
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Stephen Abass Koroma
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Mohit and the team are the best. They will go far and beyond to see a successful outcome. Appreciate you, guys. Thank you.
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Selvin Martin
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I will give Mohit and his team 5 stars ,because they way they handled my refinance was pure professional skill. Mohit understood the stress that families in Australia undergoes on the mortgage repayments, he came up with ideas very simple and very effective for that was suitable for me and was there right from start till all is completed. I strongly recommend him to have him as your first approach on bank finances.
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Debadatta Banik
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Had really great experience and found professional employees helping me to Finance and refinance my loans. Highly recommend
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Shamantha Bandara
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Great service from finance yogi.
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Shrikant Sawant
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It's pleasure to announce that our investment property Home loan Proceed Successfully. Thank you very much to Mohit, Tushar, Umesh and Parth from The Finance Yogi team, for there Help throughout the process. They are very helpful with a lot of knowledge in this field. Once again thanks a lot from us. Much Appreciated 🙏👍 From Shrikant and Sanjeevani 🙏
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Sneha Choudhary
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As a first home buyer, I appreciated the clear guidance and structured approach throughout the entire process. From pre-approval to settlement, the team (especially Umesh Bhai) was responsive, transparent, and proactive in managing timelines and communication with the bank. The team provided practical advice on loan structure, fees, and next steps, which helped me make informed decisions with confidence. Settlement was smooth, and the process felt well managed end-to-end. I recommend them. Thanks !
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Ravi Badiyani
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Brilliant Knowledge and skills. Thank you.
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Inner Revolution
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Mohit team is recommended by one of my friend and I really recommend The Finance Yogi to rest of people who are looking for reliable and trustworthy financial advisors. Very helpful team and Umesh helped me to sort out all requirements.
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TESTIMONIALS

What Real Clients Say About The Finance Yogi

Google Review Home loan client

Dealing with Mohit was such a breeze. He did all the hard yards to find the best deal for my needs. I completely recommend The Finance Yogi for any loan advice.

Google Review Refinance client

Mohit has been helpful and professional throughout. He is the right person for the job as he has worked with the big banks. He knows the system and process very well.

Google Review Home loan client

Excellent service throughout the whole process. Kept us posted from time to time. I would love to recommend Mohit to any clients.

Faq

Frequently Asked Questions Calculators

Questions about the calculators or your numbers? These cover the basics. For a real, lender-approved figure across Perth, call Mohit directly and speak with a genuine local expert, not a call centre or a chatbot – we are based right here in Wanneroo.

They reduce your loan balance faster, so you pay less interest and clear the loan sooner. The calculator shows the exact saving.
Yes. Even modest weekly extras compound over time, often saving years and thousands in interest on a Perth home loan.
Most variable loans allow them freely; some fixed loans limit them. We match you with a flexible loan that suits extra repayments.
Not quite. An offset keeps funds accessible while reducing interest. We explain which suits your Perth goals best.
Often yes, on loans with redraw. We make sure your loan has the flexibility you need before you commit.
Yes. We help clients right across Perth, with many in Wanneroo, Joondalup, Hillarys and the northern growth suburbs.

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