The Finance Yogi

Services

Our prime focus is to provide suitable financial options.

Construction Loan
Construction Loan

Construction Loan

We will provide you with a perfect loan to break the ground without breaking the bank.

Are you planning to build your home brick by brick? With the help of construction loans, we at The Finance Yogi can help you to construct your perfect home. Construction loans are taken by builders or individuals buying their own homes. They are different from traditional home loans. In construction loans, payments are made at predetermined stages of the building process. The best part is that you will have to pay the interest on the amount drawn at every construction stage. After the construction is over, your loan will switch to the standard home loan agreed upon by you.

Our expert team will navigate you through the entire process of a loan application by structuring it properly, offering the cheapest interest rates, and doing all the paperwork for your particular requirement. We will guide you through the complete home-building process to bring your house blueprint to life.

Are you still thinking about whether a construction loan is a better financial solution for your needs or not? Get in touch with our team, and we will help you build your home.

Refinance
Refinance

Refinance

By refinancing the right way, we will help you to separate the signals from the noise.
  • Are you looking for a lower interest rate to reduce your monthly repayments or decrease the term to pay off your loan?
  • Has your existing loan reached its fixed term or approaching very soon?
  • Are you thinking of refinancing your loans to utilize equity to invest in the property market, do a home renovation, or consolidate debts?

Whatever the reasons may be, we can help you find a new loan that suits your requirement to achieve your financial goals from a panel of over 40 lenders.

The expert team at The Finance Yogi will help you review whether your current residential or investment loan is working for you. Based on your financial situation, we will find you a suitable refinance option that offers the lowest interest rates, offset facility, redraw facility, fixed-rate loan or reduce your monthly repayments. We will analyze our range of over 40 lenders to meet your financial needs by assisting with your refinancing options. This would potentially help to save thousands of dollars and adds flexibility to suit your lifestyle change.

We highly recommend having an obligation-free discussion to talk to us, we will help you SAVE your money by offering a range of over 40 lenders by educating different lenders on promotional offers, policies, and processes to complete all the paperwork, and assist you with the flawless transition from one bank to another.

Equipment and Asset Finance
Equipment and Asset Finance

Equipment and Asset Finance

Keep your business moving with fast approval rates

Are you looking for financial solutions to buy new equipment for your business? Asset finance loan is the ideal solution for businesses to buy, hire or lease what they need and spread the cost over several years with flexible repayment options. 

This way, the business can run and expand its operations without using its working capital. So, whether you have to buy a new asset or upgrade your business assets, The Finance Yogi mortgage brokers will work with the business owners to find the most suitable loan option for their needs.

We will listen to your needs, and after comparing packages from our extensive panel of lenders, we will find the right finance at the lowest interest rates. Our knowledge and experience will help to make your process easy so that you can focus your time and money on running your business

Business equipment that can be included under Equipment and Asset finance loans are:

  • Trucks or buses
  • Cars, utilities, commercial vehicles
  • Plant and machinery
  • Office equipment
  • Industrial and Manufacturing equipment
  • Engineering equipment such as cranes, forklifts

So whatever is on your wish list, talk to us and allow us to help your business grow!

Home Loan
Home Loan

Home Loans/Mortgage Loans, Purchase owner-occupied Home Loans

Let’s sit together to buy your dream house.

A home is one of the biggest investments ones makes in life. We understand what a home means to you, so we at The Finance Yogi help you by providing you with the most info and options you need to find a suitable finance solution. By holding the hand of one of Perth’s leading mortgage broking companies, you will feel completely at ease. We will guide you through the panel of solicitors, lenders, and piles of paperwork to get your deal complete. We will help with your uncompensated suggestion to help you ease all the steps until you move into a new property.

From the time we speak to you first till you get the keys to your home; we are with you all the way. We have created a strong relationship with almost all of Australia’s top banks to provide you with the best deal with the cheapest interest rates and loan options.

Feel free to contact us anytime while purchasing a new home. Our experienced mortgage brokers will try to make your process of taking a home loan easy.

Self Employee Home Loan
Self Employee Home Loan

Self-employed Home Loans

Getting a mortgage for self-employed home loans.

Everyone’s situation is different, a self-employed person might enjoy the freedom of being a boss, but they assume it is hard for them to qualify for a home loan. Many self-employed people believe that they have limited lenders to apply for home loans. Fortunately, The Finance Yogi has over 40 lenders in our network, and we can remove the hurdles that come your way in getting a home loan.

Being one of the best mortgage brokers in Perth, we know how to present your circumstances that will lead to an accurate and correct assessment of your application. If you are running your own business and looking to buy a home, speak to our self-employed mortgage specialist, and we will guide you to all available suitable mortgage solutions.

Purchase Investment
Purchase Investment

Purchase Investment

This is the right time to build your investment portfolio

Are you looking forward to investing in property? Many Australians are using investment properties as one of the options to increase their wealth. Investment in properties has various benefits, such as building a financial safety net, enjoying a comfortable retirement, capital gains, tax benefits, etc.

We are expert mortgage brokers to help you to build a strong portfolio that will serve your future wealth needs. We conduct a series of questions by understanding customer financial needs whether it is borrowing maximum money, flexibility or stability we would go over 40 different lenders to find suitable credit policies, products, interest rates, etc. to enable us to achieve financial goals for our customers to create their wealth.

If you are planning to invest in a property, speak to us, and we will help you to achieve your financial goals.

Personal and Car Loan
Personal and Car Loan

Personal and Car Loan

Whether you are looking for a spacious SUV, hatchback car, van, or truck or are willing to upgrade the old car, we at The Finance Yogi can help you hit the road sooner with a low-interest car loan. Being one of the leading mortgage brokers, we specialize in providing you with a wide range of car and vehicle loans.

At The Finance Yogi, our expert team will examine your car options with leading Australian banks and help you make a well-informed decision. We can compare various loan options and find you the best one for your business or personal vehicle, whether it is a little mini or 4x4 workhorse.

We understand that buying a car is fun, but finding a financial solution looks difficult. Having access to more than 40 Australian lenders, we ensure to find you a competitive deal with repayments that suit you. 

So, if you are ready to get on the road, we are here to help you.

SMSF Loans
SMSF Loans

SMSF Loans

What could be more important than taking control of your retirement by investing through your self-managed superannuation fund? It is an excellent way to control your retirement and ensure you achieve the fruits you have worked for so far all these years. 

There are many benefits to taking SMSF loans, such as tax incentives, using rental income as additional cash flow, wealth creation, etc. Opting for Self-Managed Superannuation Fund loans is more complex than average home loans. There is strict legislation for the property you purchase and use under an SMSF loan, so you must take the advice of your accountant or Financial planner before you buy any property. If you haven’t got a Financial advisor yet, The Finance Yogi can assist you with your SMSF loan needs and open up a new path for your investment.

At The Finance Yogi, we understand the benefits of buying property through your SMSF and the intricacies that have to go while borrowing the loan. With the help of our wide range of more than 40 lenders and our knowledge and experience, we will guide you through the process very smoothly.

So what are you waiting for? Talk to our specialists in SMSF loans TODAY!!!

Business and Commercial Loan
Business and Commercial Loan

Business and Commercial Loan

Are you willing to start a new business or expand your business? Running or growing a business is more of a challenge as one has to maintain continuous cash flow at all times. The Finance Yogi is here to help you with your property purchases, business acquisitions, cash flow finance, and funding for growth.

We appreciate that each business is unique; so we won’t try to shoehorn you into a one-size-fits-all business finance solution. Our team will first try to understand your business and learn about your future goals. We then will find the right finance solution for your needs by determining and evaluating your business.

With the help of quality information, detailed analysis, and our expert broker experience, we can make the process simple and hassle-free, ensuring your current business succeeds and has peace of mind. 

Don’t let lack of funds hold your business back, talk to the team of The Finance Yogi and make your life easy and add value to your business.